Category Archives: Scams

Can You Include Past Due Utility Bills In Your Bankruptcy?

Yes!  The Bankruptcy Code requires that you include all debts you owe as of the date of filing your bankruptcy case.  All debts include past due amounts you owe to the local phone company, electric company, cable company, etc.  Your phone, cable, water, and electric company cannot discriminate against you either only because you filed a […]

The Mortgage Lender Implode-O-Meter

As millions of Americans are losing their homes, often unjustly because they were enticed into programs that have harmed them, at least one Website is gleefully tallying the number of these outrageous lenders that have run into trouble themselves.
The Mortgage Lender Implode-O-Meter has become so recognized that, according to The New York Times, at the […]

Crazy Debt Collector Answering Machine Message

Debt collectors constantly cross the line. They at least work hard to walk right up to the line. There are laws that protect you from inappropriate debt collection, but many of them are complicated and debt collectors are always devising systems that try to harass you while trying to stay barely within the […]

Avoid Foreclosure Scams

The United States Trustee’s office warns you about bankruptcy foreclosure scams.  These are serious matters that can get you in more trouble than the financial trouble of which you were trying to escape in the first place.
If your home is posted for foreclosure in Texas you have very little time to act.  The longer you […]

12 Misconceptions About Bankruptcy

MSN Money lists the 12 Myths About Bankruptcy. They are:
1. Everyone will know I’ve filed for bankruptcy. Unless you’re a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. […]