Category Archives: Chapter 7 Bankruptcy

Chapter 7 Fresh Start Bankruptcy

Chapter 7 Fresh Start Bankruptcy may be used to eliminate credit card debt, medical debt, deficiencies after a foreclosure and/or repossession.  There are other debts dischargeable in a Chapter 7, but credit cards, medical and deficiencies are the most common.  Clients who are defined as “Debtors” in the Bankruptcy Law need to be current on […]

Where Are Bankruptcy Cases Filed?

There are 94 federal judicial districts in this America, and in almost all districts, bankruptcy cases are filed in the bankruptcy court. Almost all districts of separately appointed federal judges that just handle bankruptcy filing and related matters. Bankruptcy cases cannot be filed in state court. Why are there separate […]

The Truth About Bankruptcy

My colleague Jamie Ryke of Second Start Bankruptcy Law Firm talks about how staying alive often means filing bankruptcy, and how some people let the stigma of bankruptcy effect their better judgment. Bankruptcy is a legal device that is intended to help you from losing everything. Let us listen in to Jamie Ryke […]

What Is More Important To You? Saving Money For Retirement Or Paying Off Your Credit Cards?

Trying to make a decision to file bankruptcy is a hard decision.  I grant you that.  It is one that you have to make by yourself.  All lawyers like me can do is give you the best advice possible.  However, I get asked all of the time why someone in a very tight financial situation […]

Double Digit Inflation Is On The Rise And Could Hurt A Lot Of Well Meaning People

Inflation is a terrible thing. It hurts most everyone. As gas prices, food prices and the prices for essential rise uncontrollably, people and companies simply cannot keep up with the market pressures. Consumers have to go further in debt, more debt does not get paid, more people are forced into bankruptcy, and […]