Category Archives: Chapter 13 Bankruptcy

North East Texas Bankruptcy Lawyer: Bankruptcy Overview-A Plan To Pay Creditors, Discharge Debt And Stop Forelcosure And Repossessions

By North East Texas Bankruptcy Attorney Brian Allen.  Bankruptcy law allows a debtor, who is unable to pay his creditors, to file for bankruptcy protection to stop creditors from collecting from the debtor and the debtor’s property (foreclosure, repossessions).  Chapter 11, 12, and 13 provide for the development of a plan that allows the debtor time […]

HOW SENATE BILL 61 WOULD SAVE HOMES FROM FORECLOSURE AT NO COST TO TAXPAYERS

HOW SENATE BILL 61 WOULD SAVE HOMES FROM FORECLOSURE AT NO COST TO TAXPAYERS

How big is the home foreclosure problem now?
Our country is facing a foreclosure crisis that is unprecedented. Home mortgage
payments have risen dramatically in the last few years, making it impossible for more and
more homeowners to afford to keep their homes. More than 6,600 family […]

PLEASE CALL & EMAIL YOUR SENATORS NOW TO SUPPORT S. 61 SAVE OUR HOMES FROM THE BANKS

Stop whatever you are doing, gather staff, family, and friends, and take the one minute needed to have everyone you know do the following:
Phone AND email your Senator.  Say:
“Hi, I’m [Name] and I live in [town]
I’m calling to urge Senator  ___ to vote for S. 61.
Senator  ____ should stand up to the big banks and support […]

Can You Include Past Due Utility Bills In Your Bankruptcy?

Yes!  The Bankruptcy Code requires that you include all debts you owe as of the date of filing your bankruptcy case.  All debts include past due amounts you owe to the local phone company, electric company, cable company, etc.  Your phone, cable, water, and electric company cannot discriminate against you either only because you filed a […]

How Much Does It Cost To File A Chapter 13 Or Chapter 7 Bankruptcy

In the Eastern District Bankruptcy Courts, the local rules allow an attorney’s fee up to $3,500 for a chapter 13 reorganization bankruptcy, unless the attorney files an application with the Court for more attorney’s fees.  If an attorney files a written application for more than $3,500, then the Court must give its written approval of […]