Category Archives: Chapter 13 Bankruptcy

Reorganization & Consolidation Under Chapter 13 by J. Brian Allen North East Texas Bankruptcy Lawyer

A Chapter 13 is reorganization.  The debtor, the individual or husband and wife filing the bankruptcy, maintain(s) possession of their exempt and non-exempt and pay(s) to the Chapter 13 trustee their disposable income for a period of at least 36 months and up to 60 months. In most cases, disposable income is the difference between […]

SUPREME COURT TO HEAR ISSUE: IN CALCULATING DISPOSABLE INCOME FOR CHAPTER 13 SHOULD COURT CONSIDER ACTUAL INCOME/EXPENSES OR LIMIT INQUIRY TO HISTORICAL FIGURES?

ISSUE: IN CALCULATING DISPOSABLE INCOME FOR CHAPTER 13 SHOULD COURT CONSIDER ACTUAL INCOME/EXPENSES OR LIMIT INQUIRY TO HISTORICAL FIGURES?
Hamilton v. Lanning
Argued: 3/22/10
No. 08-998
Court Below: 545 F.3d 1269 (10th Cir. 2008)
[Summarized by: Cameron Soran]
Full Text:
http://www.scotusblog.com/wp-content/uploads/2009/10/08-998_ca10.pdf
BANKRUPTCY (Whether when calculating the debtor’s projected disposable income during the plan period, the bankruptcy court may […]

Chase Home Finance Filing False Affidavits And Payment History For Mortgage Motion Relief From Stay

From:http://morganking.com/academyfolder/thisweekhotwire.htmL
COURT LETS CASE AGAINST CHASE FOR FRAUD ON THE COURT TO PROCEED
In re Woodruff Case no. 02-81159 (Bkrtcy.M.D.Ark […]

Your Chapter 13 Plan Payments

I have seen statistics on the numbers of failed Chapter 13 cases and successful Chapter 13 cases.  The number one reason a debtor’s case is dismissed is for delinquent Chapter 13 plan payments.  In those cases, the debtor has been authorized to pay the Chapter 13 Trustee the Chapter 13 monthly plan payment.  Remember, a […]

Day 1 Filing Chapter 13 - Stopping the Foreclosure And Repossession

Individuals file Chapter 13 Bankruptcy for one or more reasons or a combination of factors.  The higher percentage of individuals I have represented file Chapter 13 to stop a foreclosure sale by their mortgage company.  Foreclosure sale proceedings are initiated by the mortgagee because the debtors were delinquent on payments to their mortgage company.  Another […]