Apr03
This article is limited to a cram down of an automobile, such as a car or truck in a Chapter 13 bankruptcy case. The Bankruptcy Code in its current version has at least two statutes for Chapter 13 cram downs. The first statute is 11 U.S.C. Section 506. This section allows the debtor […]
Mar25
By North East Texas Bankruptcy Attorney Brian Allen. Bankruptcy law allows a debtor, who is unable to pay his creditors, to file for bankruptcy protection to stop creditors from collecting from the debtor and the debtor’s property (foreclosure, repossessions). Chapter 11, 12, and 13 provide for the development of a plan that allows the debtor time […]
By Brian Allen
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Filed under Automatic Stay, Bankruptcy Code, Bankruptcy Courts, Bankruptcy Trends, Case Law, Chapter 11, Chapter 12 Bankruptcy, Chapter 13 Bankruptcy, Chapter 13 Plans, Chapter 7 Bankruptcy, Chapter 7 Means Test, Credit Cards, Debt Collection, Exemptions, Housing Crises, Important Terms, Interest, Of Interest, Plan Payments, The Economy
Mar18
HOW SENATE BILL 61 WOULD SAVE HOMES FROM FORECLOSURE AT NO COST TO TAXPAYERS
How big is the home foreclosure problem now?
Our country is facing a foreclosure crisis that is unprecedented. Home mortgage
payments have risen dramatically in the last few years, making it impossible for more and
more homeowners to afford to keep their homes. More than 6,600 family […]
By Brian Allen
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Filed under About J. Brian Allen, Automatic Stay, Bankruptcy Code, Bankruptcy Courts, Bankruptcy Trends, Case Law, Chapter 13 Bankruptcy, Chapter 13 Plans, Debt Collection, Housing Crises, Important Terms, Interest, Of Interest, The Economy, Uncategorized
Mar15
Stop whatever you are doing, gather staff, family, and friends, and take the one minute needed to have everyone you know do the following:
Phone AND email your Senator. Say:
“Hi, I’m [Name] and I live in [town]
I’m calling to urge Senator ___ to vote for S. 61.
Senator ____ should stand up to the big banks and support […]
By Brian Allen
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Filed under About J. Brian Allen, Automatic Stay, Bankruptcy Code, Bankruptcy Courts, Bankruptcy Trends, Chapter 13 Bankruptcy, Chapter 13 Plans, Debt Collection, Exemptions, Housing Crises, Important Terms, Interest, Of Interest, Plan Payments, The Economy, Uncategorized
Jul08
Debt collectors constantly cross the line. They at least work hard to walk right up to the line. There are laws that protect you from inappropriate debt collection, but many of them are complicated and debt collectors are always devising systems that try to harass you while trying to stay barely within the […]
