Author Archives: Brian Allen

I am J. Brian Allen. People just call me Brian, and you can as well.

I was born and raised in Northeast Texas. I know you because I am one of you. And like you, I have not been one of the most privileged people in my life. I understand what it is like to be stuck between a rock and a hard place. You need some way to escape. You need peace of mind. You just need a little bit of comfort. You need it from someone that understands and is not judgmental and it needs to come from someone that is not going to allow others to be judgmental. Plain simply, that is me. That is who I am. That is where I come from. And, that is just the way it is going to be.

I also want you to understand that you are not alone. Not only are you
not alone because I am willing to be there with you, but also because
you are not the only one in this position. When you see all that bad
economic news it is easy to think they are talking statistics. Too
often they are talking about you. You are not a statistic to me, and I
will prove it to you.

You are also not alone. Whether they have told you about it or not, I can almost guarantee you that someone you know has filed.

I have personally worked with thousands of people since 1996 in either
considering or in filing bankruptcy. I am more than willing to meet
with you - FREE OF CHARGE. NO MONEY. NO OBLIGATION. NO PRESSURE.

Here is what you need to know about me -

I graduated with a doctorate in law from Oklahoma City University in May 1993.

I have helped hundreds of people file bankruptcy since the new law was enacted by George W. Bush and Congress on OCTOBER 17, 2005

I have limited my law practice to exclusively representing debtors like you in U. S. Bankruptcy Courts since January 3, 2003.

I am a debt relief agency. I help people file for bankruptcy under the bankruptcy code.

I am licensed to practice law in the following federal and state courts: U.S. District Courts and U.S. Bankruptcy Courts for
the Eastern District of Texas (located in Beaumont, Plano and Tyler), U.S. District Courts and U.S. Bankruptcy Courts for the Northern
District of Texas (Bankruptcy courts located in Dallas, Fort Worth, Lubbock and Amarillo), and Oklahoma State courts. I am not licensed to practice law in the state courts of Texas.

Chapter 13 Reorganization

People who cannot car payments, and/or owe back house payments, back IRS taxes, back child support, delinquent property taxes, and others may file for protection under Chapter 13 of the Bankruptcy Law to stop foreclosure on their home, repossession of their car(s), to stop IRS wage and bank account levies, and tax liens on their […]

Chapter 7 Fresh Start Bankruptcy

Chapter 7 Fresh Start Bankruptcy may be used to eliminate credit card debt, medical debt, deficiencies after a foreclosure and/or repossession.  There are other debts dischargeable in a Chapter 7, but credit cards, medical and deficiencies are the most common.  Clients who are defined as “Debtors” in the Bankruptcy Law need to be current on […]

Why We Have The Bankruptcy Law

Bankruptcy law is a safety net to give honest people a “fresh start” or an opportunity to “reorganize their debts.”  Bankruptcy is more powerful than any non-bankruptcy bill consolidation proposal.  Bankruptcy is the law.  The bankruptcy law specifies what “relief” you are entitled to, provided you follow a few, short rules.  I counsel people and […]

Bankruptcy Is Not A Four Letter Word

Yes, bankruptcy is a ten letter word!  I use “four letter word” since most people believe a four letter word is bad.  It is important for people to know that bankruptcy does not mean they are a bad person.  In my experience, people do not call me after they “max” out credit cards and become […]

The Mortgage Lender Implode-O-Meter

As millions of Americans are losing their homes, often unjustly because they were enticed into programs that have harmed them, at least one Website is gleefully tallying the number of these outrageous lenders that have run into trouble themselves.
The Mortgage Lender Implode-O-Meter has become so recognized that, according to The New York Times, at the […]