Monthly Archives: June 2008

Dirty Tricks Of Debt Collectors

It is important to remember that the job of the debt collector is force you, to entice you or to trick you into paying a debt you owe, or even a debt you no longer legally owe, through nontraditional means.  Debt collectors really do not care if they entice you, frighten you, lie to you, […]

What Amount Of Equity Is Protected In A Debtor’s Recently Purchased Homestead?

This question was recently answered by the United States Bankruptcy Court for the Western District of Texas in a decision by Judge Frank Monroe entitled In re Fehmel , Case No. 07-60831 (Bankr. W.D. Tex 5/22/08).
Texas is a state that tries to protect all of the equity of a home of a person or family […]

Early Completion Of A Chapter 13 Bankruptcy Plan

In what can only be described as an unusual move, the six judges of the Bankruptcy Court for the Northern District of Texas have jointly released an opinion on when a debtor can pay off a chapter 13 plan prior to its scheduled completion date under BAPCPA. In re Howard L. McCarthy, Jr., No. 06-40127-DML-13 […]

A Discussion Of Bankruptcy

Showell Blades is one of my fellow bankruptcy attorneys in Rock Hill, South Carolina. Not too long ago he spoke about why people really file bankruptcy and other issues involving bankruptcy, that probably effects you. Lets watch and listen in to what he has to say -

Do Not Be Fooled By Friendly Debt Collectors

The New York Times is reporting that debt collectors is working to shed their bad image of harassing people, but do not be fooled by that.
Collectors are being trained to appear (and I think the operative word is “appear”) to be more helpful and sympathetic, and act like you are a force for good. […]